What did ObamaCare really do to our insurance premiums?

When given examples of people whose health insurance premiums have greatly increased after the poorly-named “Affordable Care Act”, ACA advocates have been able to respond that those are cherry-picked cases, or that premiums were increasing before the ACA and would have increased anyway.

That was then, this is now.

Bermuda has paved the way in the same-sex marriage debate, starting with government that is  actually representative of the people.

Consumer confidence is up. Way up. How much? Take a listen.

Mentioned links:

Yes, It Was The ‘Affordable’ Care Act That Increased Premiums

Bermuda becomes first jurisdiction in the world to repeal same-sex marriage

US consumer confidence rises to highest level since 2000

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Show transcript

When given examples of people whose health insurance premiums have greatly increased after the poorly-named “Affordable Care Act”, ACA advocates have been able to respond that those are cherry-picked cases, or that premiums were increasing before the ACA and would have increased anyway.

That was then, this is now.

The website eHealth has been selling individuals health insurance online since 1998, long before the ACA came on the scene. And they sell policies from a variety of insurance companies. And no, they’re not a sponsor of this podcast. But they have lots of data on the cost of health insurance coverage, and what they have discovered is probably something you have noticed, but the media and the Democrats keep insisting isn’t true. But these are the facts.

Turns out that premium increases averaged about 60 percent from 2013, the last year before ACA reforms took effect, to 2017. And in case someone thinks those are cherry-picked policies, this increase is for HMO, PPO, and POS plans, and for all ages and family sizes. (By the way POS stands for Point of Service, not…something else.) And in case someone thinks this is just continuing a long-standing trend, in same length of time preceding that, all groups experienced premium increases of less than 10 percent, and most age groups actually experienced premium decreases, on average.

This, from a promise to decrease family rates by an average of $2,500 per year. But it doesn’t matter whether those promises were going to be kept. All that mattered was that this got passed, and once it did, there would be enough people that wanted to keep this millstone around our necks that it would never get repealed. Republicans have said they wanted to, and have made some feeble attempts at it, but they know that it could be a career ender if they did it.

We’re stuck with it folks. I don’t see any real reform or repeal of it on the horizon, because the people sold a bill of goods don’t want to admit they were wrong. Yes, some folks are able to get insurance that couldn’t before, but instead of targeting the specific problems, Obama and the Democrats screwed the system up so totally that untying this Gordian Knot is impossible; legally and politically.

This is how we lose our freedom; one big government boondoggle at a time.


The Caribbean island of Bermuda recently passed a bill, by a wide margin, to give same-sex couples the option of registered domestic partnership. LGBT groups criticized this bill, which you would expect, but not just because they don’t have full-fledged same-sex marriage.

In fact, Bermuda’s Supreme Court had actually authorized same-sex marriage. This in spite of overwhelming opposition in the electorate. The new bill just signed into law rolls that back, making Bermuda the first jurisdiction ever to legalize and then repeal same-sex marriage.

Of course, they wouldn’t have had to if liberals weren’t up to their usual “legislate from the bench” tactics. But, as we’ve seen in this country many times, they decide that, if they can’t make a convincing case, they’d force their view of morality down everyone else’s throat.

Which is, of course, what they always accuse conservatives of doing, because representative government is sooo 20th century.


The Conference Board is a business research group, and it has an index which measures consumers’ assessment of current conditions and their outlook for the next six months. Under President Trump, we’ve had a stronger job market, and the tax cuts are hitting people’s paychecks now.

Their latest report says that their consumer confidence index rose to 130.8 in February. That number is the highest it’s been since November of 2000.

When asked about the latest number, Trump replied, [Maui from “Moana”, “What can I say except ‘You’re welcome!’”]

Well, what about the big drop in the stock market? Apparently, consumers thought it just a big load of “meh”. And that’s actually a good attitude to have. When the stock market drops, all that means is that it’s a buyer’s market.

In the meantime, the economy is getting better, and people are noticing.

Filed under: Economics & TaxesGovernmentHealth CareMarriageSame-sex Marriage